There was once a platform called SpectroCoin Pro-a slick, advanced trading interface built for serious crypto traders. But if you’re searching for it now, you won’t find it. Not because it’s down, but because it no longer exists as a separate service. By mid-2025, SpectroCoin Pro was fully merged into the main SpectroCoin platform. All its tools, features, and trading functions were folded in. What you’re really looking at today isn’t SpectroCoin Pro-it’s SpectroCoin itself, reimagined as a full financial ecosystem for crypto users.
What SpectroCoin Pro Actually Was
SpectroCoin Pro launched in 2018 as a professional-grade trading interface, separate from the standard SpectroCoin wallet and exchange. It offered tighter spreads, faster order execution, and a cleaner charting interface than the basic platform. Traders who needed more than simple buy/sell buttons used it for day trading Bitcoin, Ethereum, and other major coins. It had limit orders, stop-losses, and a depth-of-market view-features you’d expect from a serious exchange. But it never gained the volume or user base of Binance or Kraken. By 2023, SpectroCoin stopped updating the Pro interface. The company quietly shifted all development to the main app, focusing on banking features instead of advanced trading tools.What SpectroCoin Offers Now (Not Pro, But Better for Most People)
Today, SpectroCoin isn’t trying to be another Binance. It’s trying to be your bank. And honestly? For many people, that’s more useful. You can now do all this in one app:- Buy and sell over 50 cryptocurrencies including BTC, ETH, LTC, XRP, ADA, DOGE, USDT, and USDC
- Hold your crypto in a secure wallet built into the app
- Get a physical or virtual VISA debit card linked to your crypto balance
- Open a real IBAN account in your name (EUR or GBP), with SEPA Instant transfers
- Take out a crypto-backed loan using your holdings as collateral
- Send and receive fiat currency directly to bank accounts
Trading Fees and Limits
SpectroCoin’s trading fees are mid-range. Spot trades cost between 0.05% and 0.1%, depending on your volume. That’s higher than Binance’s 0.1% flat rate, but lower than Coinbase’s 0.5% for basic users. If you’re trading small amounts occasionally, the difference won’t matter much. But if you’re trading $10,000 a week, you’ll notice the gap. Deposits vary by method:- SEPA bank transfer: €0.01 minimum, no fee
- Visa/Mastercard: €0.5 minimum, 2.99% fee
- Skrill, Neteller, Payeer: fees vary, usually 1.5-3%
Security and Regulation
SpectroCoin holds licenses in the UK and multiple EU countries. That means it follows strict KYC and AML rules. You’ll need to verify your identity before trading or using the card. The process usually takes 24-72 hours. Some users report delays, especially with address verification. If your document photo is blurry or your utility bill doesn’t match your profile, you’ll get stuck in a loop. The platform uses cold storage for most assets, two-factor authentication, and encryption. There’s no evidence of major hacks or fraud. One Reddit user claimed the founder, Vytautas Karalevičius, ran a scam-but that’s a single unverified comment. Trustpilot has 1,840 reviews with a 3.7-star rating. Google Play has 3,240 reviews at 3.8 stars. Mixed, but not red-flag level.
Why SpectroCoin Isn’t for Advanced Traders
If you’re into margin trading, leverage, or algorithmic bots, SpectroCoin isn’t your platform. It offers only 1:1 leverage-no margin calls, no stop-outs, no PAMM accounts. That’s by design. The company doesn’t want you gambling with borrowed money. They want you to spend, save, and use crypto like cash. Compare that to Kraken (up to 5:1 leverage) or Binance (up to 125:1). SpectroCoin doesn’t compete there. It competes with Revolut, N26, and Wise-banks that let you hold crypto alongside euros and dollars.Real User Experiences
Positive reviews often mention the card and IBAN:"I used my SpectroCoin card in 12 European countries last year. No foreign fees. No hassle. I converted BTC to EUR on the fly and paid for hotels. Perfect for digital nomads." - Trustpilot review, June 2024Negative reviews focus on verification:
"Submitted my ID 10 times. Every time they said 'address verification failed.' No phone support. No chat. Just an automated email that says 'please try again.' I gave up." - Google Play review, March 2025Reddit threads show a split: 27 users had smooth onboarding, 15 got stuck. The pattern? People with non-EU addresses or non-standard documents (like PO boxes or temporary rentals) face more friction.
How It Compares to Competitors
| Feature | SpectroCoin | Binance | Crypto.com |
|---|---|---|---|
| Cryptocurrencies Supported | 50+ | 350+ | 250+ |
| Trading Fees (Spot) | 0.05%-0.1% | 0.1% (standard) | 0.4% (standard) |
| Debit Card | Yes (VISA) | No | Yes (VISA, cashback up to 8%) |
| IBAN Account | Yes (EUR/GBP) | No | No |
| Leverage | 1:1 | Up to 125:1 | Up to 10:1 |
| Staking Rewards | Up to 8% | Up to 14% | Up to 14.5% |
| Best For | Spending crypto, banking integration | High-volume trading, altcoins | Card rewards, staking, ecosystem |
What’s New in 2025
SpectroCoin isn’t standing still. In April 2025, they rolled out SEPA Instant payments-transfers that complete in under 10 seconds instead of 1-2 days. The mobile app now supports more ERC-20 tokens and has a redesigned card dashboard. Their roadmap for 2025-2026 includes:- Expanding to 75+ cryptocurrencies
- Adding multi-signature wallets for businesses
- Launching a merchant payment system with 0.5% fees (down from 1%)
Who Should Use SpectroCoin?
You should use SpectroCoin if:- You want to spend crypto like cash
- You travel in Europe and need a euro account linked to crypto
- You’re tired of transferring between exchanges, wallets, and banks
- You don’t need high leverage or complex trading tools
- You trade large volumes daily
- You want access to hundreds of altcoins
- You need margin trading or futures
- You’re in a country without SEPA support
Final Verdict
SpectroCoin Pro is gone. But what replaced it is more valuable for most people. This isn’t a trading platform for day traders. It’s a financial tool for people who own crypto and want to live with it-not just speculate on it. The fees aren’t the lowest. The selection isn’t the widest. But the integration? The card? The IBAN? That’s rare. And it’s exactly what the crypto world needs: a real bridge to the financial system we already use. If you’re looking for a crypto exchange that acts like a bank, SpectroCoin is one of the few that delivers. Just don’t expect advanced charting or leverage. That’s not what this platform was built for.Is SpectroCoin Pro still available as a separate platform?
No, SpectroCoin Pro was discontinued in 2023. All its features were merged into the main SpectroCoin platform. You can no longer sign up for or access SpectroCoin Pro as a standalone service.
Can I still trade crypto on SpectroCoin?
Yes. SpectroCoin offers spot trading for over 50 cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and stablecoins like USDT and USDC. Trading fees range from 0.05% to 0.1%, depending on your volume.
Does SpectroCoin offer leverage or margin trading?
No. SpectroCoin only offers 1:1 leverage, meaning you can only trade with the funds you have. There are no margin accounts, stop-outs, or PAMM services. This makes it unsuitable for advanced traders seeking high-risk strategies.
Can I get a bank account with SpectroCoin?
Yes. SpectroCoin provides real IBAN accounts in your name for EUR and GBP. These accounts support SEPA Instant transfers, making it easy to send and receive euros within the EU. This feature is rare among crypto exchanges and makes SpectroCoin stand out as a hybrid financial service.
How long does account verification take?
Verification typically takes 24 to 72 hours. Some users report delays, especially if their documents are unclear or their address doesn’t match official records. There’s no phone support, so if you’re stuck, you’ll need to wait for email responses, which can take 18-36 hours during busy periods.
Is SpectroCoin safe to use?
SpectroCoin holds licenses in the UK and EU, follows strict KYC/AML rules, and stores most assets in cold storage. There’s no evidence of major breaches. However, user experiences with customer support are mixed. While the platform is legitimate, delays in verification and support responsiveness can be frustrating.
Does SpectroCoin have a mobile app?
Yes. SpectroCoin has a mobile app available on iOS and Android. The latest update (April 2025) improved the card management interface and added support for more ERC-20 tokens. The app allows you to trade, send, receive, and spend crypto directly from your phone.
Can I use SpectroCoin outside the EU?
You can sign up and use SpectroCoin from many countries, but some features are limited. SEPA transfers only work with euros, and Visa payments are restricted to EUR, USD, and RUB. The IBAN account is only available in EUR or GBP, so users outside Europe may find limited banking utility. The VISA card works globally, but you’ll pay currency conversion fees.
Comments
dina amanda
This is all government mind control. They merged SpectroCoin Pro so they can track your crypto moves. Next thing you know, your debit card gets shut down for 'suspicious activity' because you bought too much Bitcoin. They don't want you to be rich. They want you to be obedient.
Remember when they said 5G was harmless? Same playbook.
January 1, 2026 AT 02:20
Emily L
Okay but why is everyone acting like this is some revolutionary thing? I’ve had a crypto card for 3 years and it’s just another way to get charged 3% fees. And the IBAN? Please. I tried to use it and they asked for 7 documents. I’m done.
January 1, 2026 AT 05:06
Haritha Kusal
I luv this app! I use it to pay my rent in crypto and its so easy 😊 I was scared at first but now i dont even think about it anymore. The card works great in india too! 🙌
January 2, 2026 AT 02:51
Brandon Woodard
Ah, yes. The classic corporate rebranding narrative. Let’s call it ‘integration’ when what we really mean is ‘we abandoned the product that served professionals to chase retail users who don’t understand blockchain.’ This isn’t innovation. It’s surrender. And yet, somehow, we’re supposed to applaud them for turning a trading platform into a glorified PayPal with a debit card. How noble.
January 2, 2026 AT 19:41
Antonio Snoddy
You know what this reminds me of? The fall of the Roman Empire. Not the barbarians at the gates... no. The slow, quiet erosion of purpose. SpectroCoin Pro was the gladiator arena. Now? It's a bathhouse where people come to soak in fiat comfort while pretending they're still warriors.
We used to trade for freedom. Now we trade for a 2.99% Visa fee and a bank statement that says 'crypto purchase' like it's a grocery receipt. We didn't lose the exchange. We lost our soul.
And the worst part? We're smiling while it happens. 😔
January 3, 2026 AT 21:33
Shawn Roberts
I got the card last month and it saved me in Portugal when my bank froze my account 💪 No fees on meals, no drama, just tap and go. Crypto is finally useful. Stop overthinking it and just use it 😎
January 5, 2026 AT 10:02
Abhisekh Chakraborty
Bro why are we even talking about this? SpectroCoin Pro was dead before it was merged. Nobody used it. I tried it once, the chart lagged like a 2012 laptop. Now I just use Binance and my card. Life is good.
January 7, 2026 AT 09:35
Prateek Chitransh
Let me break this down gently: SpectroCoin isn’t trying to be Binance. It’s trying to be your neighbor who helps you wire money to your mom in Poland. If you’re here for 125x leverage, you’re in the wrong neighborhood. This is for people who want to pay their electric bill in ETH and not have to open 5 apps. Simple. Elegant. Underrated.
January 7, 2026 AT 13:16
Michelle Slayden
The consolidation of SpectroCoin Pro into the primary platform represents a paradigmatic shift in the trajectory of decentralized finance. Rather than pursuing speculative liquidity, the entity has opted for institutional integration - a move that prioritizes utility over volatility. While this may alienate algorithmic traders, it simultaneously democratizes access to crypto-anchored financial infrastructure. The resultant ecosystem is not merely an exchange; it is a socio-economic interface.
January 8, 2026 AT 16:41
Phil McGinnis
America doesn't need this. We have Coinbase. We have Kraken. We have banks that work. Why are we importing some EU-based fintech that can't even verify your address without a 3-day wait? This is just another crypto scam dressed up as convenience.
January 9, 2026 AT 15:46
Ian Koerich Maciel
I’ve been using SpectroCoin for over a year now... and I have to say, I’m genuinely impressed. The card works flawlessly. The SEPA transfers are lightning-fast. The only thing that’s frustrating is the lack of live chat support - but I get it, they’re scaling. I’ve seen worse. Honestly? This is the quiet hero of crypto finance. 🙏
January 9, 2026 AT 20:29
Andy Reynolds
SpectroCoin Pro was the sleek sports car. SpectroCoin now? It’s the minivan that gets your kids to soccer, your groceries home, and your dog to the vet - all while running on crypto fuel. Boring? Maybe. Useful? Hell yes. The world doesn’t need more rocket ships. It needs reliable transportation. And this? This is the Tesla of minivans.
January 10, 2026 AT 10:23
Alex Strachan
So you’re telling me the ‘Pro’ version got axed because they realized people just want to spend crypto like cash? 🤔 Well… congrats? You just invented the future. Now if only they’d fix the verification bot that thinks my apartment number is ‘invalid’… 😅
January 11, 2026 AT 01:56